Best value cat insurance,
built by Australian
pet parents

  • 3 quality cat insurance plans covering your
    eligible vet bills covered, up to $15,000 per year
  • 1st Month Free on all New Policies
  • No fuss, no jargon cat plans – get cover in
    under 5 minutes.
  • Lightning-fast claims payouts, usually within
    2 business days.

Best value cat insurance,
built by Australian
pet parents

  • 3 quality cat insurance plans covering your
    eligible vet bills covered, up to $15,000 per year
  • 1st Month Free on all New Policies
  • No fuss, no jargon cat plans – get cover in
    under 5 minutes.
  • Lightning-fast claims payouts, usually within
    2 business days.

Simple, Affordable Cat Insurance

Pay Monthly, with No Lock-in Contracts

Three affordable cat insurance plans all with no cancellation fees, the ability to pay by the month and complete flexibility.

Up to $15,000 Annual Benefit Limit

We’ve kept things clear and simple with 80% cover on your eligible vet bills for the life of your cat.

Super-Fast, Easy Claims Process

We've made claiming under your cat insurance policy quick and easy using our online portal. Most eligible claims are paid within two business days.

No Sub-Limit on Consult Fees

Going to the vet multiple times and your vet charging a consult fee each time means costs can quickly add-up. We don't have a sub-limit on consult fees.

Our Cat Insurance Plans

Three cat insurance plans covering 80% of your eligible vet bills,

less an excess of $100, $200 or $300 up to the annual limit

Scroll to compare

Accidental Plan

Most Affordable

$5,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Cruciate Ligament

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Poisoning

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Classic Plan

Mid Level Cover

$10,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover $2,300pa¹

Third Party Liability

Prescribed Medication

Cruciate Ligament

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Poisoning

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Deluxe Plan

Top Cover with Dental

$15,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover $3,800pa¹

Third Party Liability

Prescribed Medication

Cruciate Ligament

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Poisoning

Dental illness²

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis¹

Tooth removal where it’s medically required¹

Cavities¹

Tooth fracture¹

Dental disease as a result of infection²

Retained deciduous teeth¹

How Does Cat
Insurance work?

Looking for the best cat insurance for your fur-baby? PetsOnMe is Australia’s biggest network of cat lovers and we know your cat deserves the best care that’s why we offer three affordable levels of cover for you to choose from, without the jargon.

Our best value cat insurance plans protect your cat during and after injuries, accidents and illnesses. You can choose to pay by the month knowing that you don’t have to worry about the vet bill should your cat need veterinary care, as our pet plans cover 80% of an eligible claim less your chosen excess up to the annual limit.

When you choose to insure your cat, you can find solace in the fact that you're protected from unforeseen veterinary costs arising from accidents or illnesses, which have the potential to lead to veterinary bills that can climb into the thousands of dollars.

What is cat insurance?

Cat Insurance functions as a protective cushion against the financial burden of your cats' healthcare costs. It is a type of insurance that offers reimbursement for a portion of your veterinary expenses if your cat faces illness or injury. Much like health insurance for humans, your policy steps in to provide financial aid when your cat's medical attention is necessary. This coverage spans from compensating for accident-induced injuries to covering unexpected surgical procedures and immediate treatments for specific illnesses, contingent upon the coverage plan you opt for.

Why is cat insurance important?

Cats are considered members of our family and just like any other family member, they deserve to receive the best care available. With cat insurance, we have the comfort and assurance knowing that in the event of unexpected illness or injury, our cat's medical costs will be covered. Vet expenses can be very costly and can place a significant burden on a puppy’s owner. All our insurance plans also include third party liability cover protecting you in the event your cat causes damage to other people or their property.

Why choose PetsOnMe cat insurance?

Our mission is simple: to offer outstanding value cat insurance. By exclusively focusing on cats and dogs, we can expertly tailor our cover which empowers us to curate coverage that suits you and your beloved pet. We shaped our pet insurance plans with insights from over 50,000 pet parents all across Australia. Their feedback highlighted the need for transparency, simplicity, and quality coverage. That's why all our policies feature generous annual limits and cover 80% of eligible claims, less your chosen excess up to the annual limits.

Can I choose which vet my cat can go to?

Absolutely, you have the flexibility to choose any licensed and registered veterinarian across Australia for your cat's care. This empowers you to tailor decisions to best suit your furry companion's needs. From unexpected illnesses to specialized treatments, the choices you make are not limited by location or network, ensuring your cat receives the finest care available.

What’s Covered

What’s Covered

  • Accidents
  • Third party liability
  • Veterinary treatment expenses
  • Non-elective euthanasia
  • Prescription medication
  • Hospitalisation & operating
    theatre costs
  • Radiology & pathology
  • Vet visits & non-elective
    medical procedures
  • Illness & injury (optional)
  • Dental illness²
    (deluxe plan only)
  • Tick paralysis

What’s Not

What’s Not

  • Regular Check-ups
  • Pre-existing/congenital conditions
  • Costs relating to statutory quarantine
  • Hereditary conditions for the first 180 days after the start of your cover and before your pet's 2nd birthday
  • Breeding, pregnancy or giving birth
  • Behavioural problems
  • Psychological conditions/disorders
  • Special diets, pet foods, dietary or nutritional supplements
  • Experimental or investigational treatments
  • Elective/preventative procedures or cosmetic surgeries

¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.

Please refer to the Product Disclosure Statement for full details.

²Dental benefit is limited up to $500pa.

How Cat Insurance
Claims Work

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Go to your Vet

When your fur-child needs veterinary care, go to your trusted vet to get the care they’re used to.

Group 11 Copy 2

Submit a Claim

Lodge your cat insurance claim online, provide a few simple details along with the vet’s invoice.

Group 11 Copy 2 3

Get Reimbursed

Get paid within 2
business days of
receiving all
paperwork, thanks to
our easy claims process.

¹Refer to the PDS & FSG for full terms, conditions, & exclusions.

Join our VIP
Partnership Program

Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fur parents within your network. Whether you’re a vet, registered breeder or even a pet sitter find out more about partnering with us.

Got any
Questions?

Check out our Frequently Asked Questions section to find out more about all the services we offer including dog boarding, pet sitting and loads more information on our best value pet insurance.