Pet Insurance
At Any Vet.
Simple

  • 1st Month FREE on all New Policies
  • Comprehensive Cover for Accident & Illness,
    at any Vet in Australia
  • Up to $15,000 annual benefit
  • No Lock-in's, Cancel Anytime

Pet Insurance
At Any Vet.
Simple

  • 1st Month FREE on all New Policies
  • Comprehensive Cover for Accident & Illness,
    at any Vet in Australia
  • Up to $15,000 annual benefit
  • No Lock-in's, Cancel Anytime

Our Pet Insurance Plans

Moving from another insurer?

We'll waive our waiting periods if you've held the policy for 1 year or more with no interruption in cover.

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Accidental Plan

Most Affordable

$5,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Cruciate Ligament

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Poisoning

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Classic Plan

Mid Level Cover

$10,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover $2,300pa ¹

Third Party Liability

Prescribed Medication

Cruciate Ligament

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Poisoning

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Deluxe Plan

Top Cover with Dental

$15,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover $3,800pa ¹

Third Party Liability

Prescribed Medication

Cruciate Ligament

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Poisoning

Dental illness²

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis²

Tooth removal where it’s medically required:²

Cavities²

Tooth fracture²

Dental disease as a result of infection²

Retained deciduous teeth²

Compare us to the big names

See how PetsOnMe stands out from others in the cover provided for your fur kids

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Deluxe Plan

Classic
Plan

Accident
Only
Plan

Accident Cover

Illness Cover

Hereditary Conditions Cover ¹

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Consult Fees & Medically Required Non-Elective Procedures

Abscesses

Gingivitis

Tooth removal where it’s medically required:²

Cavities²

Tooth fracture²

Dental disease as a result of infection²

Retained deciduous teeth²

4 reasons PetsOnMe is ahead of the others

Cover for Life

All three of our insurance plans protect your pet for their lifetime, with no reduction in cover later in life.

Third Party Liability

All our policies protect you against damage your pet causes to other people or their property, which many of our competitors don’t offer.

Rocket Fast 5 Minute Claims Lodgements

We've made claiming under your pet insurance policy simple and easy using our online portal. Most eligible claims are paid within two business days.

Claim 80% of your eligible vet bills

Choose an excess of $100, $200, or $300 and we'll reimburse the rest of an eligible claim up to the specified benefit limit, at your choice of Vet.

How Does Pet
Insurance work?

Looking for the best dog insurance for your pooch? PetsOnMe is Australia’s biggest network of dog lovers and we know your dog deserves the best care that’s why we offer three affordable levels of cover for you to choose from, without the jargon.

Our best value pet insurance plans protect your dog during and after injuries, accidents and illnesses. You can pay by the month knowing that you don’t have to worry about the vet bill should your dog need veterinary care. Our pet plans cover 80% of your eligible vet bill, less your chosen excess.

What is pet insurance?

Pet insurance serves as a safety net for your pets' medical expenses. It is a type of insurance coverage that reimburses you for a portion of your vet care expenses if your pet becomes sick or injured. Similar to human health insurance, your policy provides financial assistance for when your pet requires veterinary care. This encompasses cover for accident-related injuries through to unforeseen surgeries and urgent treatments for certain illnesses, depending on the cover you choose.

Why is pet insurance important?

Pets hold a special place in our families, just like any other member. With pet insurance, we can have peace of mind knowing that if our pet gets sick or hurt unexpectedly, their medical expenses will be covered. Vet bills can be expensive and challenging to manage. Additionally, our insurance plans also include coverage in case our pet accidentally causes damage to others or their property. This way, we can focus on giving our pets the best care without worrying about financial burdens.

Why choose PetsOnMe pet insurance?

Our pet insurance was created with the guidance of more than 52,000 pet parents Australia-wide. They told us they want complete transparency, no jargon and a high level of cover. All our policies cover 80% of eligible claims for life, less your chosen excess.

Can I choose which vet my pet can do to?

Absolutely! You have the flexibility to choose any licensed and registered Veterinarian across Australia for your pet's care. This level of freedom allows you to make decisions that are truly in the best interest of your cherished furry companion. Whether it's a routine check-up, a specialised treatment, or a critical emergency, you're not confined to a specific network of providers.

What’s Covered

What’s Covered

  • Accidents
  • Third party liability
  • Veterinary treatment expenses
  • Non-elective euthanasia
  • Prescription medication
  • Hospitalisation & operating
    theatre costs
  • Radiology & pathology
  • Vet consults & non-elective
    medical procedures
  • Illness & injury (classic & deluxe plans)
  • Dental illness² (deluxe plan only)
  • Tick paralysis

What’s Not

What’s Not

  • Regular check-ups
  • Pre-existing/congenital conditions
  • Costs relating to statutory quarantine
  • Hereditary conditions for the first 180 days after the start of your cover and before your pet's 2nd birthday
  • Breeding & pregnancy
  • Behavioural problems
  • Psychological conditions/disorders
  • Special diets, pet foods, dietary or nutritional supplements
  • Experimental or investigational treatments
  • Elective/preventative procedures or cosmetic surgeries

¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.

Please refer to the Product Disclosure Statement for full details.

²Dental benefit is limited up to $500pa.

How Pet Insurance
Claim Process Works

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Go to your Vet

When your fur-child needs veterinary care, go to your trusted vet to get the care they’re used to.

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Submit a Claim

Lodge your pet insurance claim online, provide a few simple details along with the vet’s invoice.

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Get Reimbursed

Get paid within 2
business days* of
receiving all necessary
paperwork, thanks to
our online claims portal.

*T&Cs apply and reimbursement subject to submission of a valid claim

Worry-free pet care Australia-wide

We’ll help you find a local, insured dog minder to look after your fur-baby. You can meet the minder before the stay and we offer a money back guarantee