Pet Insurance
that covers 100%.
Simple

  • Cover for accident & illness,
    you choose an excess of $50, $100 or $150
  • Optional coverage for vaccinations, desex,
    boarding fees and more
  • Up to $15,000 annual benefit
  • 2 months FREE for pets aged 6-52wks,
    1st month free for ages 1yr+

Pet Insurance
that covers 100%.
Simple

  • Cover for accident & illness,
    you choose an excess of $50, $100 or $150
  • Optional coverage for vaccinations, desex,
    boarding fees and more
  • Up to $15,000 annual benefit
  • 2 months FREE for pets aged 6-52wks,
    1st month free for ages 1yr+

Our Pet Insurance Plans

PetsOnMe’s three levels of 100% cover allow you to choose protection based on your budget with the ability to cancel at any time.

Moving from another insurer?

We'll waive our waiting periods if you've held the policy for 1 year or more with no interruption in cover.

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Accidental Plan

Most Affordable

$5,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Cruciate Ligament

Vaccination

Desex & Microchipping

Boarding Fees

Advertising & Reward

Loss Due to Illness

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Classic Plan

Mid Level Cover

$10,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Cruciate Ligament

Vaccination

Desex & Microchipping

Boarding Fees

Advertising & Reward

Loss Due to Illness

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Deluxe Plan

Top Cover with Dental

$15,000

Annual Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Cruciate Ligament

Vaccination

Desex & Microchipping

Boarding Fees

Advertising & Reward

Loss Due to Illness

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Hip Dysplasia

Luxating Patella

Intervertebral Disc Disease

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Compare us to the big names

See how PetsOnMe stands out from others in the cover provided for your fur kids

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Deluxe Plan + Wellness
Benefit

Classic Plan +
Wellness
Benefit

Accident
Only
Plan

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

Wellness Add-On (No Excess Applies)

Advertising & Reward

General Boarding Fees

Cremation

De-sexing and Microchipping

Replacement for death due to illness

Vaccination

4 reasons PetsOnMe is ahead of the others

Cover for Life

All three of our insurance plans protect your pet for their lifetime, with no reduction in cover later in life.

Third Party Liability

All our policies protect you against damage your pet causes to other people or their property, which many of our competitors don’t offer.

Rocket fast claims

Our local claims team, based in Newcastle are here to help when you need us and most eligible claims paid within 2 business days.

Claim 100% of your eligible vet bills

Choose an excess of $50, $100, or $150 and we'll reimburse the rest of an eligible claim up to the annual limit at any registered Vet.

How Does Pet
Insurance work?

Looking for the best dog insurance for your pooch? PetsOnMe is Australia’s biggest network of dog lovers and we know your dog deserves the best care that’s why we offer three affordable levels of cover for you to choose from, without the jargon.

Our best value pet insurance plans protect your dog during and after injuries, accidents and illnesses. You can choose to pay by the month knowing that you don’t have to worry about the vet bill should your dog need veterinary care. Our pet plans cover 100% of your eligible vet bill, less your chosen excess.

What is pet insurance?

Pet insurance is a type of insurance coverage which reimburses you for a portion of vet care if your pet becomes sick or injured.

Why is pet insurance important?

Vet expenses can be very costly and can place significant burden on a pet’s owner. Pet insurance can remove this financial burden during what is often a very stressful time. All our policies also include third party liability cover protecting you in the event your pet causes damage to other people or their property.

Why choose PetsOnMe pet insurance?

Our pet insurance was created with the guidance of more than 52,000 pet parents Australia-wide. They told us they want complete transparency, no jargon and a high level of cover. All our policies cover 100% of eligible claims for life, less your chosen excess.

Can I choose which vet my pet can do to?

Yes, you can take your pet to any licensed and registered vet in Australia allowing you to make the decisions that are best for your fur-child.

What’s Covered

What’s Covered

  • Accidents
  • Third party liability
  • Veterinary treatment expenses
  • Non-elective euthanasia
  • Prescription medication
  • Hospitalisation & operating
    theatre costs
  • Radiology & pathology
  • Vet visits & non-elective
    medical procedures
  • Illness & injury (optional)
  • Dental treatment
    (deluxe plan only)
  • Tick paralysis

What’s Not

What’s Not

  • Regular vet visits
  • Pre-existing/congenital conditions
  • Costs relating to statutory quarantine
  • Hereditary conditions for the first 90 days after the start of your cover
  • Breeding, pregnancy or giving birth
  • Behavioural problems
  • Psychological conditions/disorders
  • Special diets, pet foods, dietary or nutritional supplements
  • Experimental or investigational treatments
  • Elective/preventative procedures or cosmetic surgeries
*Refer to the PDS & FSG for full terms, conditions, & exclusions.

How Pet Insurance
Claim Process Works

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Go to your Vet

When your fur-child needs veterinary care, go to your trusted vet to get the care they’re used to.

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Submit a Claim

Lodge your pet insurance claim online, provide a few simple details along with the vet’s invoice.

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Get Reimbursed

Get paid within 2
business days of
receiving all necessary
paperwork, thanks to
our local claims team.

*T&Cs apply and reimbursement subject to submission of a valid claim

Worry-free pet care Australia-wide

We’ll help you find a local, insured dog minder to look after your fur-baby. You can meet the minder before the stay and we offer a money back guarantee