Best value dog insurance,
built by Australian
pet parents

  • 3 quality dog insurance plans to choose from,
    covering 100% of your eligible vet bills,
    less your chosen excess
  • Lightning-fast claims payouts, usually within
    2 business days.
  • No fuss, no jargon dog plans – get cover in
    under 5 minutes.
  • Buy your policy online and get the first
    month free.

Best value dog insurance,
built by Australian
pet parents

  • 3 quality dog insurance plans to choose from,
    covering 100% of your eligible vet bills,
    less your chosen excess
  • Lightning-fast claims payouts, usually within
    2 business days.
  • No fuss, no jargon dog plans – get cover in
    under 5 minutes.
  • Buy your policy online and get the first
    month free.

Simple, Affordable Dog Insurance

Pay Monthly, with No Lock-in Contracts

Our three affordable dog insurance plans all have no lock in contracts, the ability to pay by the month and complete transparency.

Up to $15,000 Annual Benefit Limit

We’ve kept things clear and simple with no sub-limits and 100% of your eligible vet bill reimbursed less your chosen excess of either $50, $100, or $150.

Super-Fast, Australian-based Claims Team

Our claims team is based in Newcastle, an hour from Sydney, so you’ll always speak to a local and most eligible claims are paid within two business days.

Cover For When Your Dog is Well

We also offer a wellness option for when your dog is healthy and fit too. Choosing this option covers some of the cost of de-sexing, microchipping, vaccination and more.

Our Dog Insurance Plans

Clear and Simple

Scroll to compare

Accidental Plan

Most Affordable

$5,000

Defined Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Classic Plan

Most Value

$10,000

Defined Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Deluxe Plan

Most Comprehensive

$15,000

Defined Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

How Does Pet
Insurance work?

Looking for the best dog insurance for your pooch? PetsOnMe is Australia’s biggest network of dog lovers and we know your dog deserves the best care that’s why we offer three affordable levels of cover for you to choose from, without the jargon.

Our best value dog insurance plans protect your dog during and after injuries, accidents and illnesses. You can choose to pay by the month knowing that you don’t have to worry about the vet bill should your dog need veterinary care as our pet plans cover 100% of an eligible claim, less your chosen excess.

What is pet insurance?

Pet insurance is a type of insurance coverage which reimburses you for a portion of vet care if your pet becomes sick or injured.

Why is pet insurance important?

Vet expenses can be very costly and can place significant burden on a pet’s owner. Pet insurance can remove this financial burden during what is often a very stressful time. All our policies also include third party liability cover protecting you in the event your pet causes damage to other people or their property.

Why choose PetsOnMe pet insurance?

Our pet insurance was created with the guidance of more than 50,000 pet parents Australia-wide. They told us they want complete transparency, no jargon and a high level of cover. Our three plans have no sub-limits and cover 100% of eligible claims, less your chosen excess.

Can I choose which vet my dog can go to?

Yes, you can take your pet to any licensed and registered vet in Australia allowing you to make the decisions that are best for your fur-child.

What’s Covered

What’s Covered

  • Accidents
  • Third party liability
  • Veterinary treatment expenses
  • Non-elective euthanasia
  • Prescription medication
  • Hospitalisation & operating
    theatre costs
  • Radiology & pathology
  • Vet visits & non-elective
    medical procedures
  • Illness & injury (optional)
  • Dental treatment
    (deluxe plan only)
  • Tick paralysis

What’s Not

What’s Not

  • Regular vet visits
  • Pre-existing/congenital conditions
  • Costs relating to statutory quarantine
  • Hereditary conditions for the first 90 days after the start of your cover
  • Breeding, pregnancy or giving birth
  • Behavioural problems
  • Psychological conditions/disorders
  • Special diets, pet foods, dietary or nutritional supplements
  • Experimental or investigational treatments
  • Elective/preventative procedures or cosmetic surgeries
*Refer to the PDS & FSG for full terms, conditions, & exclusions.

How Pet Insurance
Claims Work

Group 11 Copy 3 1

Go to your Vet

When your fur-child needs veterinary care, go to your trusted vet to get the care they’re used to.

Group 11 Copy 2

Submit a Claim

Lodge your pet insurance claim online, provide a few simple details along with the vet’s invoice.

Group 11 Copy 2 3

Get Reimbursed

Get paid within 2
business days of
receiving all necessary
paperwork, thanks to
our local claims team.

Join our VIP
Partnership Program

Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fur parents within your network. Whether you’re a vet, registered breeder or even a pet sitter find out more about partnering with us.

Got any
Questions?

Check out our Frequently Asked Questions section to find out more about all the services we offer including dog boarding, pet sitting and loads more information on our best value pet insurance.