Best value puppy insurance
built by Australian
pet parents

  • 3 quality puppy insurance plans with 100%
    of your eligible vet bills reimbursed, less your chosen excess
  • Lightning-fast claims payouts, usually within
    2 business days.
  • No fuss, no jargon puppy plans – get cover in
    under 5 minutes.
  • Buy your policy online and get the first
    month free.

Best value puppy insurance
built by Australian
pet parents

  • 3 quality puppy insurance plans with 100%
    of your eligible vet bills reimbursed, less your chosen excess
  • Lightning-fast claims payouts, usually within
    2 business days.
  • No fuss, no jargon puppy plans – get cover in
    under 5 minutes.
  • Buy your policy online and get the first
    month free.

Simple, Affordable Puppy Insurance

Pay Monthly, with No Lock-in Contracts

Our three affordable puppy insurance plans all have no lock in contracts, the ability to pay by the month and complete transparency.

Up to $15,000 Annual Benefit Limit

We’ve kept things clear and simple with no sub-limits and absolute transparency on what you can and can’t claim.

Super-Fast, Australian-based Claims Team

Our claims team are based in Newcastle, an hour from Sydney, so you’ll always speak to a local and most eligible claims are paid within two business days.

Cover For When Your Puppy is Well

We also offer a wellness option for when for when your pup is healthy and fit too. Choosing this option covers some of the cost of de-sexing, microchipping and vaccination and more.

Our Puppy Insurance Plans

Clear and Simple

Scroll to compare

Accidental Plan

Most Affordable

$5,000

Defined Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Classic Plan

Most Value

$10,000

Defined Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Deluxe Plan

Most Comprehensive

$15,000

Defined Benefit Limit

Main Benefits

Accident Cover

Illness Cover

Hereditary Conditions Cover

Third Party Liability

Prescribed Medication

Radiology

Pathology

Operating Theatre Costs

Hospitalisation

Tick Paralysis

Non-Elective Euthanasia

Other Costs – Vet Visits & Medically Required Non-Elective Procedures

Abscesses

Gingivitis

Tooth removal where it’s medically required

Cavities

Tooth fracture

Dental disease as a result of infection

Retained deciduous teeth

How Does Pet
Insurance work?

Looking for the best puppy insurance for your fur-baby? PetsOnMe is Australia’s biggest network of dog lovers and we know your puppy deserves the best care that’s why we offer three affordable levels of cover for you to choose from, without the jargon.

Our best value puppy insurance plans protect your puppy during and after injuries, accidents and illnesses. You can choose to pay by the month knowing that you don’t have to worry about the vet bill should your puppy need veterinary care, as our pet plans cover 100% of an eligible claim less your chosen excess.

What is pet insurance?

Pet insurance is a type of insurance coverage which reimburses you for a portion of vet care if your pet becomes sick or injured.

Why is puppy insurance important?

Vet expenses can be very costly and can place a significant burden on a puppy’s owner. Pet insurance can remove the financial burden during what is often a very stressful time. All our policies also include third party liability cover protecting you in the event your puppy causes damage to other people or their property.

Why choose PetsOnMe pet insurance?

Our pet insurance was created with the guidance of more than 50,000 pet parents Australia-wide. They told us they want complete transparency, no jargon and a high level of cover. All our policies have no sub-limits and cover 100% of eligible claims, less your chosen excess.

Can I choose which vet my puppy can go to?

Yes, you can take your puppy to any licensed and registered vet in Australia allowing you to make the decisions that are best for your fur-child.

What’s Covered

What’s Covered

  • Accidents
  • Third party liability
  • Veterinary treatment expenses
  • Non-elective euthanasia
  • Prescription medication
  • Hospitalisation & operating
    theatre costs
  • Radiology & pathology
  • Vet visits & non-elective
    medical procedures
  • Illness & injury (optional)
  • Dental treatment
    (deluxe plan only)
  • Tick paralysis

What’s Not

What’s Not

  • Regular vet visits
  • Pre-existing/congenital conditions
  • Costs relating to statutory quarantine
  • Hereditary conditions for the first 90 days after the start of your cover
  • Breeding, pregnancy or giving birth
  • Behavioural problems
  • Psychological conditions/disorders
  • Special diets, pet foods, dietary or nutritional supplements
  • Experimental or investigational treatments
  • Elective/preventative procedures or cosmetic surgeries
*Refer to the PDS & FSG for full terms, conditions, & exclusions.

How Pet Insurance
Claim Process Works

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Go to your Vet

When your puppy needs veterinary care, go to your trusted vet to get the care they’re used to.

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Submit a Claim

Lodge your puppy insurance claim online, provide a few simple details along with the vet’s invoice.

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Get Reimbursed

Get paid within 2
business days of
receiving all necessary
paperwork, thanks to
our local claims team.

Join our VIP
Partnership Program

Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fur parents within your network. Whether you’re a vet, registered breeder or even a pet sitter find out more about partnering with us.

Got any
Questions?

Check out our Frequently Asked Questions section to find out more about all the services we offer including dog boarding, pet sitting and loads more information on our best value pet insurance.