What You Get With PetsOnMe Kitten Insurance



Two Whole Months Free Cover
Kittens younger than 12 months get two months of coverage on the house!

Early Health Protection
Cover starts as young as 6 weeks, ensuring your kitten is protected during their first steps in life.

Worry-Free Vet Visits
Never fret again about affording vet treatment for your kitten because we’ll cover up to 80% of the costs.

Simple & Speedy Claims
Make a claim faster than your kitten’s zoomies. Login to our portal and get reimbursed as soon as the next working day!

How Does Kitten Insurance Work?

Protect your senior cat during and after injuries, accidents, and illnesses

Choose to pay by the month, with no lock-ins

Get up to 80% cover of an eligible claim less your chosen excess up to the annual limits

Choose any licensed and registered veterinarian

Make quick and easy claims via our pet portal

Why Kittens Need Special Coverage

Kittens are full of energy, endlessly curious, and mischievous, making them likely to run into trouble and get hurt every now and then.

Their immune systems aren’t as tough as grown-up cats either, so they can get sick more often, too. That’s why tailored kitten insurance is a must-have. It gives your fur baby access to vet care when they need it most, no matter your financial situation.

The sooner your little bundle of fur gets covered, the more protection your pockets will have for common kitten illnesses and injuries. Typical claims you can make with kitten coverage include:

  • Cuts and grazes
  • Fractured or broken bones
  • Respiratory infections
  • Parasites (like worms, ticks, and fleas)
  • Tummy upset
  • Bite wounds
  • Foreign object ingestion
  • Feline Panleukopenia (‘Cat Parvo’)
  • Frequently Asked Questions
    When Should I Insure My Kitten?

    The sooner you get your kitten insured, the better. At PetsOnMe, you can insure your pet kitten once they hit 6 weeks of age.

    By getting your little bundle of fur covered ASAP, they’ll have fewer pre-existing condition exclusions, so you can make more claims and save more money on vet bills. Getting your kitten covered sooner rather than later also ensures they have access to vet care when they need it most, regardless of your financial situation.

    Until What Age Is My Kitten Eligible for Kitten Insurance?

    Your kitten is covered from 6 weeks to 12 months. Got a kitten younger than 12 months? We’ll treat you both to 2 whole months of free cover on the house at PetsOnMe!

    Once your fur child grows up and reaches 12 months, they’ll be able to switch over to any of our three cat insurance plans. These are specially designed for grown-up cats and include a bunch of claimable vet bills, like accidental injuries, emergency illness, hereditary conditions, cruciate ligament conditions, hip dysplasia, tick paralysis, and lots more.

    All the important stuff about your policy, like what you can claim, benefit limits, claim excess, and additional benefits, can be found in your product disclosure statement (PDS).

    How Soon Can My Kitten Get Covered With Kitten Insurance?

    If you’ve gone for our Accidental Plan, good news: you get instant coverage. This means no waiting around to lodge a claim; your fur child is covered from day 1.

    As for our Classic Plan and Deluxe Plan, you’ll need to wait between 21 days and 180 days before you can start claiming back vet bills. But we’ll ditch our waiting periods so you can start claiming if you can prove you’ve held a previous policy with no interruption in cover for 12+ months.

    What Level of Cover is Best for Kittens?

    That depends on your kitten’s needs as well as your preferences and budget. If your little kitty is easygoing, with a low risk of getting sick or developing a hereditary disease, our Accidental Plan is all you need. This essential plan covers accidental injuries, third-party liability, prescribed meds, and hospitalisation. It’s also our cheapest option!

    If you want the best of both worlds for your fur baby, our balanced Classic Plan won’t disappoint. It’s got accidental injury and illness cover included while offering affordable insurance premiums that won’t break the bank.

    Our Deluxe Plan is a must-have for high-maintenance kittens that are prone to specific conditions. This gives you the max level of cover — it even includes select dental treatment.

    Is Kitten Insurance More Expensive?

    Not at all. Kitten insurance isn’t more costly than your average cat policy. In fact, it can sometimes be cheaper, especially if you go for a basic level of cover, like our Accidental Plan.

    If you’re put off by the cost of insurance premiums, don’t be because they actually save you money. Think of it like this: what you pay in monthly premiums, you save on unexpected, out-of-pocket vet bills — you could be saving $1000s every year!