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Breed-Aware Cover
From mitral valve disease (heart) to ear infections, patella luxation and eye issues, your King Charles Spaniel can be covered for a range of common conditions (subject to waiting periods, policy limits, sub-limits and no pre-existing signs).
Access To Vet Care
When something’s off, you shouldn’t have to delay care. Spaniel insurance gives you the financial breathing room to book the vet ASAP.
Less Bill Shock
Claim up to 80% of eligible vet bills (after your chosen excess) up to the annual limit—so costs feel manageable and predictable.
No Consult Fee Sub-Limit
Use any licensed vet in Australia and claim eligible consults without a special consult cap getting in the way.
Protect your spaniel during and after injuries, accidents, and illnesses.
Choose to pay by the month, with no lock-ins.
Get up to 80% cover of an eligible claim less your chosen excess up to the annual limit.
Choose any licensed and registered veterinarian.
Make quick and easy claims via our pet portal.
Affectionate, gentle and people-loving—King Charles Spaniels are wonderful companions. They can also be prone to a few breed-related health issues over their lifetime. Pet insurance helps cover diagnostics, medications and surgery so you can focus on care, not costs.
Common health considerations for this breed include:
Choose the cover level that suits your spaniel and your budget:
You can claim up to 80% of eligible bills (after your chosen excess of $100 / $200 / $300), visit any licensed vet in Australia, and lodge online—most valid claims are typically paid the next business day once we have what we need.
Important: Waiting periods, limits, sub-limits and exclusions apply. Pre-existing conditions are generally not covered. Always read the current PDS & FSG to decide if the product is right for you.
On Classic and Deluxe, eligible hereditary conditions may be covered (subject to waiting periods, policy limits and hereditary sub-limits, and provided there were no pre-existing signs). Check the current PDS for full details.
Yes—age affects premiums and some terms, but older pets can be insured. Starting early helps avoid pre-existing exclusions; always review the PDS.
Up to 80% of eligible vet bills, less your chosen excess ($100 / $200 / $300), up to the annual limit and any applicable sub-limits (e.g., hereditary, dental on Deluxe).
Yes. You can visit any licensed and registered vet in Australia (including specialists) and claim up to your plan limits.
If you’ve held uninterrupted pet insurance elsewhere for 12+ months, waiting periods may be waived when you switch to PetsOnMe. Terms and conditions apply—please check the site before moving.
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