Built for the Dogz Online Community

Real cover for your new furbaby! No tricks, no fine print. PetsOnMe insures accidents, illness and hereditary conditions from just 6 weeks old, so you’re protected from the day you bring your puppy home.

Why breeders and puppy owners choose PetsOnMe:

Real transparency — we tell you exactly what’s covered and what’s not, no buried exclusions

Any vet, anywhere — visit any licensed vet in Australia, no restricted networks

Fast claims — most claims processed within days, not weeks

No lock-ins — stay because you want to, not because you have to

12% off PetsOnMe services — dog walking, pet minding, pet sitting and grooming, on top of your multi-pet discount

Give Your Puppy The Best Start

Breed-Specific Risks Purebreds carry known hereditary conditions — hip dysplasia, brachycephalic airway issues, luxating patella. A generic plan wasn't built around these; a breed-specific one is.

Cover From Day One Conditions can surface early. Getting your pup covered as soon as they come home avoids the "pre-existing condition" trap that catches owners who wait.

Peace of Mind for New Owners Bringing a puppy home should be about bonding, not bracing for surprise bills. Protection sorted early means one less thing to worry about.

Why Your Purebred Puppy Needs Specific Pet Insurance

Bringing home a new puppy is one of life’s best days, and the Dogz Online community knows better than most that purebred dogs come with their own health considerations. Selective breeding that gives a breed its look and temperament can also carry a higher chance of certain inherited conditions.

That’s why cover from day one matters. Getting your puppy insured early, ideally before their first vet visit, means nothing gets excluded as pre-existing later on. Common conditions to be aware of in purebred dogs include:

– Hip and elbow dysplasia
– Luxating patella
– Cruciate ligament injuries
– Heart conditions
– Skin allergies
– Entropion

Give your puppy the best possible start with pet insurance built for purebred dogs at PetsOnMe. Browse and compare policies today!

Common FAQs from the Dogz Online Community
At what age can I insure my puppy?

From 6 weeks old, across all three plans. Accident Plan covers pets from 6 weeks to 12 years, while Classic and Deluxe cover 6 weeks to 9 years. Getting your Plan started as early as possible means less chance of anything being excluded as pre-existing later.

Does pet insurance cover hereditary and congenital conditions?

Yes — under the Classic and Deluxe Plans, illness cover includes hereditary conditions (genetic conditions passed down through your pet's bloodline, commonly breed-specific), with a 180-day waiting period. The Accident Plan doesn't cover hereditary or congenital conditions, as these fall outside its accident-only scope.

Is pet insurance worth it for a purebred dog?

Purebred dogs are more likely to carry breed-specific hereditary risks. Protection that includes hereditary conditions means those breed-specific risks aren't left uncovered.

Is puppy insurance more affordable than regular dog insurance?

Your investment is calculated on your pet's age and breed, and typically climbs as your dog gets older. Getting your puppy covered early usually means a lower starting investment, plus full protection before anything has the chance to become a pre-existing condition.

How long do I have to wait to get my puppy covered?

Accident cover applies from day one. Illness, poisoning, and swallowed objects have a 21-day wait. Hereditary conditions, cruciate ligament/patella issues, dental illness, and third-party liability each carry a 180-day wait, counted from your Plan's start date.