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Breed-Specific Care
From brachycephalic breathing problems to eye conditions and skin issues, your Shih Tzu can be covered for a range of common breed health concerns (subject to waiting periods, policy limits, sub-limits and no pre-existing signs).
Access To Vet Care
When something’s not right, insurance gives you the freedom to get your Shih Tzu to the vet without worrying about the upfront bill.
Less Bill Shock
Claim up to 80% of eligible vet bills (after your chosen excess) up to the annual limit—so unexpected costs are less stressful.
No Consult Fee Sub-Limit
See any licensed vet in Australia and claim eligible consults without a restrictive consult cap.
Protect your Shih Tzu during and after injuries, accidents, and illnesses.
Choose to pay by the month, with no lock-ins.
Get up to 80% cover of an eligible claim less your chosen excess up to the annual limit.
Choose any licensed and registered veterinarian.
Make quick and easy claims via our pet portal.
Shih Tzus are affectionate, loyal companions but their compact, flat-faced build makes them prone to specific health challenges. Pet insurance helps cover diagnostics, treatments and surgery so you can focus on cuddles, not costs.
Common health considerations for Shih Tzus include:
Choose a cover level to suit your Shih Tzu and your budget:
You can claim up to 80% of eligible bills (after your chosen excess of $100 / $200 / $300), visit any licensed vet in Australia, and lodge online—most valid claims are typically paid the next business day once we have what we need.
Important: Waiting periods, limits, sub-limits and exclusions apply. Pre-existing conditions are generally not covered. Always read the current PDS & FSG to decide if the product is right for you.
On Classic and Deluxe, eligible hereditary or brachycephalic conditions may be covered (subject to waiting periods, policy limits and sub-limits) provided there were no pre-existing signs. Always check the PDS.
Yes, on Classic and Deluxe plans, eye conditions such as ulcers or hereditary issues may be covered subject to limits and exclusions.
Deluxe includes cover for dental illness (annual cap). Accidental dental trauma is handled under each plan’s accidental benefits.
Yes, you can see any licensed and registered vet in Australia, including specialists.
You can claim up to 80% of eligible vet bills, less your chosen excess, up to the annual limit and applicable sub-limits.
If you’ve held uninterrupted pet insurance elsewhere for 12+ months, waiting periods may be waived when you switch to PetsOnMe. Terms and conditions apply.
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