phone1300 489 873
Privacy and Use Policy
  • profile

Furbulous Benefits of Senior Cat Insurance

Enjoy Age-Specific Coverage
From common accidental injuries to age-related illnesses, you can claim a bunch of specific health problems that your senior kitty runs into.

Claim More With Higher Annual Limits
Older cats need more vet attention — that’s why our senior cat insurance policies come with generous annual benefit limits, giving you the freedom to make more claims.

Stress-Free Vet Trips
You’ll never panic about affording the vet bill again because we’ll cover up to 80% of the expenses.

Three Levels of Cover Just for Senior Cats
At PetsOnMe you get to choose between Accidental, Classic, and Deluxe Cover, each suited to different elderly feline needs and pet owners’ budgets.

How Does Senior Cat Insurance Work at PetsOnMe?

Protect your senior cat during and after injuries, accidents, and illnesses

Choose to pay by the month, with no lock-ins

Get up to 80% cover of an eligible claim less your chosen excess up to the annual limi

Choose any licensed and registered veterinarian

Make quick and easy claims via our pet portal

Senior Cat Insurance vs Regular Cat Insurance: What's the Difference?

Your kitties’ golden years are the purrfect time to get them senior cat insurance. Once your feline fur baby reaches the ripe old age of 8, they’ve entered their senior era and are ready for extra special pet insurance cover.

The key difference between your average cat insurance and senior cat insurance is the type of eligible claims you’re entitled to.

With regular cat insurance, felines are covered for a bunch of common health problems, including ear infections and allergies. But with senior cat insurance, old kitties get tailored coverage for age-specific conditions, like arthritis, kidney disease, and common accidental injuries (like falls or fractures).

As cats grow older, they become much more fragile and susceptible to illnesses and injuries — that’s why senior cat insurance is a must-have!

Browse and compare our policies and find the right level of cover for your elderly feline.

Frequently Asked Questions
What Age Is a Cat Considered Senior?

Cats aged 8-15 years are senior. Once your cat hits the senior milestone, they'll need extra special cover that caters to their age-specific health needs. Our senior cat policies are designed just for older felines.

You get to enjoy a bunch of eligible claims that are unique to older cats, such as arthritis treatment, vet care for falls, dental disease, kidney issues, and loads more. And when it's time to let your fur baby pass on, you also get covered for non-elective euthanasia.

Are Senior Cat Insurance Premiums Higher Than Regular Cat Insurance?

Senior cat insurance premiums can be a little more costly than your standard cat or kitten insurance. That's because they come with higher annual benefit limits, so you can make more claims each year — which is needed because senior kitties need much more vet attention.

Premiums also depend on the level of cover you pick. Our Accidental Plan is the cheapest of the three, giving you the most basic level of cover for accidental injuries only. Our Classic Plan and Deluxe Plans are a little more costly but give you a bunch of coverage for accidental injuries, illnesses, hereditary diseases, and more.

What Vet Bills Can I Claim With a Senior Cat Policy?

That's all down to the level of cover you go for. For instance, our Accidental Policy covers accidental injuries, like fractured or broken bones. Our balanced Classic Plan lets you claim a bunch of age-specific illnesses and accidents.

And, our Deluxe option goes above and beyond, offering comprehensive cover for illnesses, accidents, and hereditary conditions – it even covers select dental treatments!

If you're ever unsure of what you can claim, just check out your product disclosure statement (PDS).

Is Routine Care Covered by Senior Cat Insurance?

Routine care isn't covered, but a bunch of age-specific vet bills are, so you'll have more money to pay for those regular check-up appointments.

Standard inclusions that you can claim include accidental injury and emergency illness treatment, prescribed medication, hospitalisation, operating theatre costs, radiology, pathology, and so much more.

Can I Cover My Senior Dog & Cat At PetsOnMe?

You absolutely can — and the best bit is that we offer a multi-pet discount!

Senior dog insurance and senior cat insurance are both up for grabs at PetsOnMe, both of which are tailored to the unique, age-specific needs of elderly pooches and felines.

And that's not all. If you've welcomed a fur baby into your family, you can get them special puppy and kitten coverage, too.

You can get puppies and kittens covered as soon as they reach six weeks. Young pets aged less than one year get two months of coverage on the house, and pets aged one or more get one month free.