1300 489 873For many Australian pet owners, our pets are more than companions — they’re beloved family members. And just like us, pets experience a range of health issues throughout their lives. While regular check-ups can catch many of these problems early, vet bills can add up quickly.
Pet insurance can reduce the financial pressure by helping cover the cost of diagnosis and treatment. Below are five of the most common pet health problems in Australia and how insurance can help.
1. Skin Allergies
Skin conditions are one of the top reasons for vet visits in Australia, particularly in dogs. Allergies may be caused by food, pollen, fleas, or grass. Common symptoms include scratching, hair loss, red skin, and ear infections.
These often require ongoing care — including allergy testing, prescription medication, and medicated shampoos — all of which are eligible under many pet insurance plans.
2. Ear Infections
Ear infections are especially common in breeds with floppy ears (like Cocker Spaniels or Golden Retrievers). Moisture and debris get trapped easily, leading to bacterial or yeast infections.
Treatment can involve ear drops, cleaning solutions, and vet consults. Left untreated, infections may cause hearing loss or require surgery — an expensive outcome that insurance can help cover.
3. Dental Disease
More than 80% of dogs and 70% of cats over age three show signs of dental disease. That includes tartar buildup, gum disease, and tooth loss. Dental health is linked to overall health, with untreated infections sometimes spreading to organs.
Comprehensive pet insurance plans may include dental illness cover, helping to pay for professional cleaning, extractions, and medication.
4. Arthritis and Joint Problems
Older pets, especially large breed dogs, often develop arthritis or joint issues such as hip dysplasia. These conditions cause chronic pain and mobility issues and require lifelong management, including anti-inflammatory medication, physiotherapy, and sometimes surgery.
Ongoing costs for arthritis management can add up — pet insurance can offset a large portion of these expenses over time.
5. Gastrointestinal Upsets
From scavenging leftovers to ingesting toys, gastrointestinal issues are among the most common reasons pets end up at the emergency vet. Vomiting, diarrhoea, and obstruction can mean hospitalisation, x-rays, or even surgery.
With pet insurance, emergency procedures and diagnostics are typically covered, giving owners peace of mind when time is critical.
Click Here for more info on how PetsOnMe can help you stay prepared.
